Bundled Coverage

Commercial
Package Policy

Liability and property coverage combined into one flexible, cost-effective policy β€” built around your business, not a template.

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Coverage Type
Property + Liability in One Policy
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Flexibility
Fully Customizable Components
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Advantage
Bundled Savings & Convenience
What It Covers

One Policy. Complete Protection for Your Business.

A Commercial Package Policy provides both liability and property coverage for businesses and other organizations. A commercial package policy can cover property exposures such as buildings, personal property, and even off-premises property.

Each commercial package comes with built-in coverage, but you can also customize your protection β€” making it the ideal solution for businesses that need a comprehensive yet adjustable plan. By combining a number of components into one bundled package, you gain convenience, flexibility, and economies of scale.

Two Core Pillars of Protection

Property Coverage

  • Your owned or leased buildings
  • Business personal property
  • Off-premises property
  • Equipment and inventory
  • Outdoor signs and fixtures
  • Business income protection

Liability Coverage

  • Bodily injury to third parties
  • Property damage claims
  • Personal & advertising injury
  • Legal defense costs
  • Medical expenses
  • Products & completed operations
πŸ“¦ Why Bundle?

The Power of Combining Coverage in One Package

Regardless of your any business type or industry, the commercial package policy is a fundamental component of protecting any business. By packaging multiple coverages together, you eliminate gaps, reduce administrative complexity, and unlock better pricing than buying individual policies separately.

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Convenience

One policy, one renewal, one point of contact for all your core coverages.

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Flexibility

Add or remove components to match your business's unique risk profile.

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Economies of Scale

Bundled policies typically cost less than purchasing each coverage separately.

Popular With These Business Types
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Restaurants & Food Service
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Service Companies & Offices
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Contractors & Tradespeople
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Apartment Management Companies
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Retail Stores
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Complex Businesses Needing Higher Customization

Let Us Build Your Package Today

No two businesses face the same risks. Our advisors will review your business, identify your exposures, and build a commercial package policy that fits your industry and budget perfectly. Contact us today to get started.

Policy Comparison

Commercial Package vs. Individual Policies

See why bundling your coverage into a commercial package is the smarter choice for most businesses.

FeatureCommercial PackageSeparate Policies
Property + Liability in one policyβœ” Includedβ€” Requires two policies
Single renewal dateβœ” Yesβ€” Multiple renewals
Customizable add-onsβœ” Fully flexibleβœ” Limited
Cost efficiencyβœ” Bundled savingsβ€” Higher combined premium
Off-premises property coverageβœ” Availableβ€” Often excluded
Ideal for complex businessesβœ” Yesβ€” May have coverage gaps

Let's Build Your Perfect Package Today

Our advisors will analyze your business and recommend the ideal combination of coverages β€” bundled for maximum protection and minimum cost.

Get a Free Consultation β†’